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Gezocht: Credit Analyst

Utrecht

functiegroep: Financieel


PROFILE – (SENIOR) CREDIT ANALYST (Geen Manager)

 

Tasks and responsibilities


•    Perform sound financial analysis on all customers in order to ensure that proper credit limits are applied at all times. Limits applied should be based on:
•    Proper risk assessment assumptions that should minimize the risk of AR write offs
•    Proper commercial and business assumptions in order to maximally support the business, customer demand and customer loyalty
•    Develop and maintain (automated) Credit management tools and procedures that adequately address each of the following categories:
•    Uninsured limits below the threshold
•    Limits insured through Credit insurance company
•    Uninsured limits on specific customers over and above insurance and over and above the threshold
•    Strong liaison and cooperation with Credit Manager and CFO
•    Perform customer visits to obtain financial and non-financial information to identify opportunities and (off balance sheet) risks
•    Analyze and propose Financial services solutions that could be offered The (Senior) Credit Analyst will report directly to the CFO and will closely co-operate with the Credit Manager
 

Required competencies


•    Highly skilled finance professional with excellent financial analysis skills
•    Good communication skills, both internally and towards customers
•    Team player - ensure good communication and co-operation with Credit, Sales, Credit insurance company and European Credit department
•    Good negotiation skills
•    Strong independent personality. Must be able to form, express and maintain own professional opinion
•    Good drive and commitment
•    Broad organizational knowledge and interest
•    Commercial awareness. Must be able to make balanced decisions, taking into account both financial and commercial aspects
 

Educational and experience requirements


•    High-level financial education (minimally HBO)
•    Minimally 3-5 years experience in a financial organization (credit insurance, banking or audit).
Knowledge of and experience in the IT market would be preferred
•    Excellent language skills in Dutch and English, both written and verbally

-Jaarcijfers analyseren

-Kredietlimieten verstrekken

-Beargumenteren en Conclusie trekken uit de cijfersOnderhandelen met de klanten en de diverse afdelingen van onze opdrachtgever Kandidaat

-Moet snel kunnen schakelen

-Concreet kunnen antwoorden en beargumenteren

-Snel beslissingen nemen

-Bewust en daadkrachtig

-Stevige kandidaat die functie aankan. 

-SI rond € 3500,- o.b.v. 40 uur

-Mag ook kandidaat zijn met 1 a 2 jaar werkervaring als Credit Analyst!   

Geïnteresseerd? 

E-mailadres: utrecht@active.nl

Telefoonnummer: 030-2331906  

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