• Perform sound financial analysis on all customers in order to ensure that proper credit limits are applied at all times. Limits applied should be based on:
• Proper risk assessment assumptions that should minimize the risk of AR write offs
• Proper commercial and business assumptions in order to maximally support the business, customer demand and customer loyalty
• Develop and maintain (automated) Credit management tools and procedures that adequately address each of the following categories:
• Uninsured limits below the threshold
• Limits insured through Credit insurance company
• Uninsured limits on specific customers over and above insurance and over and above the threshold
• Strong liaison and cooperation with Credit Manager and CFO
• Perform customer visits to obtain financial and non-financial information to identify opportunities and (off balance sheet) risks
• Analyze and propose Financial services solutions that could be offered The (Senior) Credit Analyst will report directly to the CFO and will closely co-operate with the Credit Manager
Required competencies
• Highly skilled finance professional with excellent financial analysis skills
• Good communication skills, both internally and towards customers
• Team player - ensure good communication and co-operation with Credit, Sales, Credit insurance company and European Credit department
• Good negotiation skills
• Strong independent personality. Must be able to form, express and maintain own professional opinion
• Good drive and commitment
• Broad organizational knowledge and interest
• Commercial awareness. Must be able to make balanced decisions, taking into account both financial and commercial aspects
Educational and experience requirements
• High-level financial education (minimally HBO)
• Minimally 3-5 years experience in a financial organization (credit insurance, banking or audit). Knowledge of and experience in the IT market would be preferred
• Excellent language skills in Dutch and English, both written and verbally
-Jaarcijfers analyseren
-Kredietlimieten verstrekken
-Beargumenteren en Conclusie trekken uit de cijfersOnderhandelen met de klanten en de diverse afdelingen van onze opdrachtgeverKandidaat
-Moet snel kunnen schakelen
-Concreet kunnen antwoorden en beargumenteren
-Snel beslissingen nemen
-Bewust en daadkrachtig
-Stevige kandidaat die functie aankan.
-SI rond € 3500,- o.b.v. 40 uur
-Mag ook kandidaat zijn met 1 a 2 jaar werkervaring als Credit Analyst!